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Terms of Use

Last updated: January 12, 2026

Introduction

Welcome to My Pacts ("Platform", "Service", "we", "us", or "our"). This Platform is operated by My Pacts. By using our Platform, you agree to these Terms of Use ("Terms"). If you don't agree with these Terms, please don't use the Platform.

These Terms apply to all users of the Platform, including those who create pacts, join pacts, log activities, or otherwise interact with the Service.

1. Who Owns What

We own the platform. Everything used to build and run the Platform, including our software, systems, and designs, belongs to My Pacts. You retain ownership of your personal data and any content you create, such as pact names and activity logs.

2. Acceptable Use

You agree not to use the Platform for anything illegal, abusive, or disruptive. Specifically:

If you violate these rules, we may remove content, suspend, or terminate your account as needed. We reserve the right to take appropriate action to protect the Platform and its users.

3. Your Account

You must be at least 13 years old to use the Platform. If you create an account, you're responsible for:

You can delete your account at any time through your Profile page. When you delete your account, your personal information (email and phone) will be removed, but your activity history may remain in anonymized form.

4. Pacts and Activities

The Platform allows you to create and join pacts (accountability groups) and log activities. When you create a pact:

When you join a pact, you agree to participate in good faith and log your activities accurately. You are responsible for the accuracy of the activity data you log.

5. Notifications

The Platform may send you email or SMS notifications based on your preferences. You can control these preferences through your Profile page. By providing your email or phone number, you consent to receive notifications related to your account and pacts.

We send notifications to help you stay on track with your goals, but you can opt out at any time through your notification preferences.

6. Platform Changes and Access

We may modify, update, or discontinue features of the Platform at any time. We also reserve the right to suspend or terminate access for users who violate these Terms or misuse the Service.

While we strive to keep the Platform available and functioning properly, we are not liable for any losses, damages, or downtime. Use of the Platform is at your own risk.

7. Third-Party Services

The Platform may use third-party services for hosting, email delivery, SMS delivery, and other functions. By using the Platform, you agree that we may share necessary data with these services to provide functionality.

These third-party services have their own terms and privacy policies. We are not responsible for the practices of these third-party services.

8. Data Portability and Deletion

You can request a copy of your data or delete your account at any time through your Profile page. When you delete your account, your personal information (email and phone) will be removed from our systems.

Some data may be retained as required by law or for security purposes, but it will be anonymized and cannot be used to identify you.

9. Disputes and Governing Law

These Terms are governed by the laws of the Province of Alberta, Canada. Any disputes will be resolved in the courts of Alberta.

10. Changes to These Terms

We may update these Terms occasionally to reflect changes in our practices or for legal or regulatory reasons. When we make significant changes, we'll notify you by email or through a notice on the Platform.

Your continued use of the Platform after changes are posted means you accept the updated Terms.

Contact Us

If you have questions about these Terms, want to access your data, or need help with your account, please contact us:

Email: terms@mypacts.com